What is a title pawn?
A title pawn is a quick and simple financial option when you need to borrow money. You can simply use the title to your vehicle to qualify for a title pawn loan instead of having to wait on a credit check or an underwriter for loan approval. A title pawn is a no credit check short term loan which is based on the value of your vehicle.
What do I need to qualify for a title pawn?
Below is a list of the items you will need to bring into our office to apply for a title pawn loan:
- Vehicle Title
- We Need to See the Vehicle
- Government Issued Identification
- Proof of Income
- Proof of Vehicle Insurance
- Proof of Residence
- Spare Key to Vehicle
- Applicant Must Be 18 Years of Age
- Pawn contract can be completed in as little as 30 minutes if all the above documents are present
Do I have to be employed?
Not necessarily, but you will need proof of income. Disability, retirement, and unemployment benefits are all considered sources of income. A paycheck stub (paycheck statement) is also a source of income verification.
What if the title is not in my name?
We can still help you. If you have recently purchased a vehicle, but have not completed the registration process, we can help you do so. The process is still rather quick and easy, but will require the additional step of visiting your local Georgia Department of Motor Vehicles tag office.
How long does the process take?
We can usually complete the loan process in less than 30 minutes.
What if another company has my title?
We may still be able to help you. If you are still making payments on your vehicle or if you have a title pawn with another company we may be able pay off that debt and even give you extra money!
How old do I have to be to do a title pawn?
You must be at least eighteen years old to qualify for a title pawn per the Official Code of Georgia (O.C.G.A.).
How much money can I get?
Our staff will work directly with you to help determine a loan amount that is best for you with repayment options that suit your budget. We advertise $100 to $5000 as our range of title pawn loan amounts. Your title pawn loan amount will be dependent on the value of your vehicle and your ability to repay the debt.
What types of vehicles are eligible for a title pawn?
Cars, trucks, motorcycles, campers, motorhomes, boats, trailers, and ATVs may all qualify for a title pawn. Requirements can vary based on vehicle type, so feel free to contact us for specifics related to your particular vehicle.
There are so many title pawn companies. Why should I choose Cash Link Title Pawn?
We have been assisting customers with their financial needs for twenty four years since 1993. We offer competitive title pawn interest rates. Most of all, our highly-trained staff provide superior customer service and have a reputation for being the best in the business. We believe we provide a more personable service compared to the industry giants. If you ask around town we believe you will find that our reputation speaks for itself. We believe we provide the best customer service in the title pawn industry in the Macon, Warner Robins, and the surrounding areas.
Can I refer a friend or family member?
Of course. We would love for you to tell someone about your experience with our company and if we are able to assist them with a loan we will gladly pay you a referral fee. Referrals are a big part of our business.
Can I get a title pawn if I don’t have a checking account?
You are not required to have a checking account to complete a title pawn.
Can I get a title pawn if I have bad credit?
We do not check credit. We advertise NO CREDIT CHECK